Fee Only
We only get paid from our clients. We do not accept commissions from funds or other investment groups. The only reason we choose a fund for our clients, is because we think it is the best for YOUR goals, not because we received some commission from them.
Freedom
Many firms out there use "proprietary" or "house" funds. Depending on the investment, expenses may be higher, and some holdings may need to be liquidated or replaced if you decide to transition to a different advisor or platform. Every investment we use can be transferred to another brokerage. We believe you should never be penalized for your freedom to choose who you do business with!
Fiduciary
We are bound to act in your best interest. Always.
Our Approach
Three guiding principles above. Six areas of focus below. One goal: your financial freedom.
Military Members
Service members face financial decisions most civilians never encounter. We help you optimize SRBs, make informed TSP decisions, and prepare for your transition back to civilian life — no matter whether your career lasts 10 years, 20 years, or 30 years.
Inheritance Management
Getting an inheritance or inherited IRA can be a very stressful time. We will research your specific situation and goals, and help you ensure that parting gift will support your goals without falling into the tax traps that often accompany inherited assets.
Federal and State Employees
Federal and state employees deal with some of the most complex benefit systems in the country. We help you navigate FERS, TSP, 403(b), and pension rules so your hard‑earned benefits support the life you’re building — throughout your career and into retirement.
Medical Professionals
The medical field is incredibly diverse, yet many professionals face similar financial challenges—variable income, complex tax situations, and student loan burdens. We help you build a clear, stable financial plan so you can focus on caring for others without carrying the financial stress alone.
Pre-Retirees
Hoping to stop working in the next 10 years but unsure if you’ve saved enough? Tired of hearing about arbitrary rules like the 4% rule or bucket strategies? Let’s work together to build a real retirement plan based on your actual life, goals, and numbers.
New To Investing
The strongest financial moves don’t happen at 40 — they happen at 20. Let’s start your Journey with a plan built to carry you through life’s major hurdles. This goes far beyond opening an investment account — we can also help you navigate credit cards, auto loans, and the financial decisions that shape your future.
Why Work with a Financial Advisor?
Other Professionals
When we have a major car repair, or have leaking refrigerant from our home’s air conditioner, or need to fill a cavity — we don’t go searching through TikTok, Reddit, Instagram and YouTube for how to do it ourselves. Why do we openly seek professionals when the stakes are a few hundred dollars, yet follow the advice of internet strangers when it comes to hundreds of thousands or even millions of dollars?
The Value of a Financial Advisor
Vanguard has published research showing that a sound financial advisor may raise your real returns by 3% or more per year. It’s not by “beating the market” — it’s through fundamental choices that reduce taxation and enable proper planning throughout your financial journey.
Spend Your Time How YOU Want
If you’re passionate about finances and eager to learn about tax loss harvesting, rollovers, and marginal tax rates — that’s fantastic! But if you’d rather spend your time doing anything else, find someone who genuinely enjoys it. (Like me!)
About Us
Wes Shuman, WMCP
I was in the Navy for 26 years (Submarines, Nuke, and an ELT — the ELT really) and throughout my time I’ve seen a multitude of mistakes that young sailors make with money. Around 2015, I realized I really enjoyed helping them navigate complex problems with budgeting, investing, and more.
As I was leaving the Navy, I wanted to continue helping people create, grow and manage their wealth — and help them get ready for when they get out or retire. This journey has taught me a great deal about retirement and investing in general, and I am ready to help anyone plan for and reach their goals.
Ready to Start Your Journey?
What to Expect
We’ll discuss your current financial situation and goals, figure out the best path forward, and then get to work. Meetings can be done in person in Summerville, over Zoom, or simply by telephone.
Or if you like you may call or text our number below to get started
843-779-7971
Want to Learn More about Finances and Investing?
Coming Soon